What effect does completion of a drivers education program have on insurance rates? The answer? It depends primarily on the insurance company and your state’s requirements. However, completion of the right driver’s ed program can qualify you for an insurance discount, usually between 15-20%.

From personal experience, it really pays to shop around as rates can vary dramatically! Here’s our “story in a nutshell”.

When my homeschooled granddaughter was ready to get her license, we began checking insurance rates for an older car. We were looking only for the mandatory liability insurance. Her mom would be the primary driver, my granddaughter the secondary occasional driver.

We began our search with the insurance agent we had been with for over 10 years and for the barest minimum coverage the quote was 1200 dollars per year. WHOA!!! We continued on our quest, checking other local companies and then the big online insurance names. Quotes ranged from 1000-2200 dollars per year! I was shocked & depressed!

As a last resort, Read the rest of this entry »